Solutions For Individuals

BeneFinder can help individuals and sole proprietors obtain health insurance, dental insurance, vision insurance and life insurance and secure coverage that’s suited for their particular needs. We’ll also help you make sense of a complicated insurance marketplace by weighing competitive premiums and providing simple recommendations.
couple buying insurance

BeneFinder Makes Finding Affordable Insurance Fast and Easy

With BeneFinder, individuals such as yourself wanting to purchase insurance plans enjoy cost savings. Our agents excel in asking key questions to help you unlock all eligible discounts, helping you save money. Individuals also experience ease while saving precious time when they choose to become a BeneFinder customer. Because you’ll share your vital information just once and because our agents can present insurance plan comparisons quickly, you’ll feel peace of mind and save a tremendous amount of time in insurance shopping.

With individual insurance, BeneFinder shines by creating clever solutions for our customers to help them stretch the value of their insurance dollars. Our company has enrolled children on individual plans and insured adults after they’ve turned 26 and can no longer be insured on their parents’ or guardian’s plans.

For Individuals interested in On-Exchange Subsidy Eligible Plans

Step 1

Do you qualify for a subsidy? Individuals whose incomes fall below 400% of the Federal Poverty Level are eligible for an APTC (Advance Premium Tax Credit). This is an amount of money that is applied up front to reduce the cost of your Health Insurance. Individuals whose incomes fall below 250% of the Federal Poverty Level are eligible for a Cost Share Reduction which reduces the out of pocket cost for services in addition to the APTC (Advance Premium Tax Credit).

To determine if you are eligible for a APTC (Advance Premium Tax Credit) or a Cost Share Reduction please click below on our Subsidy Estimator Tool and It will calculate for you how much subsidy or cost share assistance you are eligible for.

View Our Subsidy Calculator

Note: Subsidy and Cost Share Reductions are only available for individuals who do not have access to “Affordable” Employer Sponsored Health Insurance. To determine if your Employer Sponsored health insurance is affordable the below link connect you to our Affordability Calculator which will ask a few simple questions in order to determine if your current coverage has been deemed “Affordable” by the requirements of the Affordable Care Act.

Step 2

To see what plan options you have and what they cost you are able to discreetly input your information into our Quote Tool where the exact plans and costs available to you based on where you live and your household income will be presented without having to set up an account or provide your personal / contact information.

Click Here for Individual Quoting

At the end of the quote engine you will have the option of moving forward to Step 3 by filling out the Applicant Intake form or the option to have one of our agents contact you. Please remember that if you did not put your contact information in the original Quote we will need you to do so in order to know who to contact.

Step 3

After determining your subsidy and choosing a plan we invite you to complete our Applicant Intake Form which will securely provide us the information necessary to complete your enrollment through on your behalf and by enrolling with BeneFinder you will have an Agent Advocate to help you throughout the year.

Note: If you self enroll directly through without designating an agent we will be unable to assist you in claims, enrollment or billing issues and those issues will have to be resolved by you through’s customer service call center. We strongly encourage you to work with an Agent it does not cost you anything and an Agent will be able to resolve your issues in most cases much more quickly than you can do yourself.

Applicant Intake Form

For Individuals interested in learning more about Individual Coverage please fill out the contact form below and one of our Benefits Advisors will be glad to assist you.

For Individuals Age 65 and or Eligible for Medicare Because of Disability

If you are aging into Medicare or eligible for Medicare because of Disability we know that Medicare with all of it’s letters and parts can be among the most confusing things in the world. Furthermore the obscene amount of direct mail marketing you receive makes it almost impossible to truly understand the pro’s and con’s of Medicare Supplements vs Medicare Advantage Plans and how they differ from each other and from carrier to carrier.

BeneFinder is among the largest Medicare agencies in Virginia and we have a process which will simplify Medicare for you so you will know for certain that you have enrolled in the best Medicare Supplemental Coverage for you!

To speak with our Senior Benefits Advisor please feel free to contact us by filling out the below form

If you are uncomfortable with our electronic enrollment process please feel free to fill out the below contact form and one of our Benefits Advisors will contact you and assist you with your enrollment.

Can Benefinder Help You?

Whether you're looking for premier insurance solutions for individuals and families our interested in our powerful, all-encompassing Human Capital Management software, we'd love to talk to you about how we can help!


or call 1.800.281.1987